THANKS A MILLION SCORECARD® REWARDS SUNCOAST CREDIT UNION MEMBER
CARDHOLDER SWEEPSTAKES OFFICIAL RULES

NO PURCHASE NECESSARY TO ENTER OR WIN. MAKING A PURCHASE WILL NOT IMPROVE YOUR CHANCES OF WINNING.

ALL DISPUTES WILL BE RESOLVED SOLELY BY BINDING ARBITRATION AND ENTRANTS WAIVE THE ABILITY TO BRING CLAIMS IN A CLASS ACTION FORMAT.  

SWEEPSTAKES ENTRY PERIOD: The Thanks A Million Scorecard Rewards Suncoast Credit Union Member Cardholder Sweepstakes (the “Sweepstakes”) begins at 12:00:01 AM Eastern Time (“ET”) on Friday, October 15 2021 and ends at 11:59:59 PM ET on Tuesday, November 30, 2021 (the “Sweepstakes Period”).

ELIGIBILITY: This Sweepstakes is open to legal residents of the 50 United States, including the District of Columbia, who are age 18 or older at the time of entry and are the primary cardholder of a Suncoast Credit Union (the “Credit Union”) credit card, in good standing with the Credit Union, and enrolled in the Credit Union’s ScoreCard® Rewards branded program as of October 14, 2021 (the “Entrant”). Entrant must remain in good standing with the Credit Union through the Sweepstakes Period and at the time of winner notification and verification. Void in Puerto Rico, Guam, the U.S. Virgin Islands, outside the U.S., and wherever else prohibited by law.  Employees of Fidelity Information Services, LLC., (the "Sponsor"), US Sweepstakes & Fulfillment Company (the “Sweepstakes Administrator”), the Credit Union and their respective subsidiaries, affiliates, advertising and promotion agencies and their immediate family members (spouses, parents, children, and siblings and their spouses), and/or those living in the same household of each, are not eligible to enter.  Sweepstakes is subject to all applicable federal, state, and local laws and regulations.  Any participant who does not satisfy the eligibility criteria stated above will be deemed ineligible.
HOW TO ENTER: There are two (2) ways to enter.
 
Method #1: Transaction Entry. During the Sweepstakes Period, an eligible cardholder must spend a minimum of $1,500 using a Credit Union ScoreCard Rewards enabled credit card between Friday, October 15, 2021 at 12:00:01 AM ET and Tuesday, November 30, 2021 at 11:59:59 PM ET to earn one (1) entry into the sweepstakes. In addition to the one (1) entry earned from meeting the $1,500 spend minimum, the Entrant will receive one (1) bonus entry for each transaction after the $1,500 spend minimum is met during the Sweepstakes Period (the “Bonus Entry”). There is no limit to the number of Bonus Entries an Entrant may receive.  Entrants are subject to all notices posted online including but not limited to the Sponsor’s Privacy Policy, which can be found at https://www.scorecardrewards.com/#/privacy.

Method #2: Alternate Method of Entry (“AMOE”) / Mail-in Entry. To enter without making a purchase, mail a postcard (the “Mail-In Entry”), including your name, complete address, email address, and phone number to the following address to receive one (1) entry into the Sweepstakes: Thanks A Million Scorecard Rewards Suncoast Credit Union Member Cardholder Sweepstakes, PO Box 958, Social Circle, GA 30025-0958. Each Mail-In Entry must be mailed separately and must be postmarked between Friday, October 15, 2021 and Tuesday, November 30, 2021, and received by Tuesday, December 7, 2021. Photocopied, illegible, or mechanically reproduced entries are not eligible. All entries become the property of the Sponsor and will not be returned or acknowledged. Sponsor is not responsible for lost, late, damaged, misdirected or postage-due mailed entries.

All methods of entry have an equal chance of winning. All entries become the property of the Sponsor and will not be acknowledged or returned.

PRIZES/APPROXIMATE RETAIL VALUE (“ARV”)/ODDS. Odds of winning will depend upon the total number of eligible entries received.

Grand Prize: There is one (1) Grand Prize available to be won. Grand Prize is one million (1,000,000) ScoreCard Rewards points. The ARV of Grand Prize is: $10,000.00.

First Prize: There is one (1) First Prize available to be won. First Prize is five-hundred thousand (500,000) ScoreCard Rewards points. The ARV of First Prize is: $5,000.00.

Second Prize: There are ten (10) Second Prizes available to be won. Second Prize is one-hundred thousand (100,000) ScoreCard Rewards points per winner. The ARV of Second Prize is: $1,000.00.

The total ARV of all prizes available to be won: $25,000.00.

RANDOM DRAWING: The winners will be selected in a random drawing on or about Friday, December 10, 2021 from among all eligible entries received during the Sweepstakes Period by the Sweepstakes Administrator, an independent representative of the Sponsor whose decisions are final.
WINNER NOTIFICATION & VERIFICATION:
Potential Grand and First Prize winners will be notified via email and/or phone, and will be required to sign and return, within four (4) days of notification, an Affidavit of Eligibility, a Liability Waiver, an IRS W-9 Form and where allowable, a Publicity Release (collectively, "the Releases"). These Releases will require the winners to furnish his/her Social Security Number for the sole purpose of tax reporting, as required by law. Winners will also be required to provide a government issued photo identification. Noncompliance will result in disqualification and an alternate winner may be selected.

Potential Second Prize winners will be notified via email and required to provide their mailing address within four (4) days via return email. Noncompliance will result in disqualification and an alternate winner may be selected.

The prize will be awarded within approximately 45 days after the winner is verified.  ScoreCard® Rewards points will be deposited in the winners account associated with the winning entry.

If a winner is otherwise eligible under these Official Rules but is nevertheless deemed a minor in his or her state of primary residence, the prize will be awarded in the name of winner's parent or legal guardian who will be required to execute and return the Releases on minor’s behalf, as applicable.

If a prize notification or prize is returned as undeliverable, or if winner is found to be ineligible or not in compliance with these rules that winner will be disqualified, and the prize may be awarded to an alternate winner in a separate random drawing. Only two (2) alternate winners may be determined through this process, after which the prize may remain un-awarded.

In the event of a dispute over the identity of an Entrant, the entry will be deemed as entered by the name of the primary cardholder listed on the card account on the date the entry was earned.  Sponsor may ask any Entrant or potential winner to provide Sponsor with proof, to Sponsor’s satisfaction, that such party is the primary account holder.  

PRIZE CONDITIONS: Prizes are not redeemable for cash. Prizes are not assignable nor transferable. No substitution is permitted except if prize is unavailable, in which case a prize of equal or greater value will be awarded. No cash in lieu of prizes and no exchange or substitution of prizes, except at the sole discretion of the Sponsor. Any other incidental expenses on prize not specified herein are the winner’s sole responsibility.

Winner is responsible for all federal, state, local and income taxes associated with winning prize. Except where prohibited by law, entry and acceptance of prize constitute permission to use winner's name, prize won, hometown, likeness, video tape, photographs, and statements for purposes of advertising, promotion, and publicity (including online posting) in any and all media now or hereafter known throughout the world in perpetuity, without additional compensation, notification, or permission.
GENERAL: Participating entrants agree to these Official Rules and the decisions of the Sponsor and the Sweepstakes Administrator, and release the Sponsor, the Sweepstakes Administrator, the Credit Union, and their affiliated companies, and all other businesses involved in this Sweepstakes, as well as the employees, officers, directors and agents of each (the “Released Parties”), from all claims and liability relating to their participation in the promotion, and the acceptance and use/misuse of the prize offered. Winner waives or assumes all liability for any injury or damage caused or claimed to be caused by participation in this Sweepstakes or use/misuse or redemption of the prize. Sponsor and Credit Union are not responsible for any typographical or other error in the printing of the offer, administration of the Sweepstakes or in the announcement of the prize.

Entry materials/data that have been tampered with or altered, or mass entries or entries generated by a script, macro or use of automated devices are void. The Released Parties are not responsible for: (i) lost, late, misdirected, damaged or illegible entries; or (ii) error, omission, interruption, deletion, defect, delay in operations or transmission, theft or destruction or unauthorized access to or alterations of entry materials, or for technical, network, telephone equipment, electronic, computer, hardware or software malfunctions of any kind, or inaccurate transmission of or failure to receive entry information by Sponsor on account of technical problems or traffic congestion on the Internet or at any web site or any combination thereof; or (iii) any injury or damage to entrant's or any other person's computer related to or resulting from participating in the Sweepstakes. By participating in the Sweepstakes, you (A) agree to be bound by these official rules, including all eligibility requirements, and (B) agree to be bound by the decisions of Sponsor and the Sweepstakes Administrator, which are final and binding in all matters relating to the Sweepstakes. Failure to comply with these official rules may result in disqualification from the Sweepstakes. Sponsor reserves the right to: (y) permanently disqualify from any Sweepstakes it sponsors any person it believes has violated these official rules; and (z) withdraw a method of entry if it becomes technically corrupted (including if a computer virus or system malfunction inalterably impairs its ability to conduct the Sweepstakes). If for any reason this Sweepstakes is not capable of running as planned due to an infection by a computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures, or any other causes beyond the control of the Sponsor which corrupt or affect the administration, security, fairness, integrity, or proper conduct of this Sweepstakes, the Sponsor reserves the right at its sole discretion, to disqualify any individual who tampers with the entry process, and/or to cancel, terminate, modify or suspend the Sweepstakes. In such event, Sponsor reserves the right to award the prizes at random from among the eligible entries received up to the time of the impairment or to cancel any or all Promotions without awarding any prizes, as Sponsor determines in its sole discretion. Sponsor's failure to enforce any term of these Official Rules shall not constitute a waiver of that provision.

LEGAL WARNING: ANY ATTEMPT BY AN INDIVIDUAL, WHETHER OR NOT AN ENTRANT, TO DAMAGE, DESTROY, TAMPER OR VANDALIZE THIS WEB SITE OR INTERFERE WITH THE OPERATION OF THE SWEEPSTAKES, IS A VIOLATION OF CRIMINAL AND CIVIL LAWS AND SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES AND DILIGENTLY PURSUE ALL REMEDIES AGAINST ANY SUCH INDIVIDUAL TO THE FULLEST EXTENT PERMITTED BY LAW.

GOVERNING LAW AND LIMITATION OF LIABILITY:  
All issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules or the rights and obligations of entrants, Sponsor, or the Released Parties in connection with the Sweepstakes will be governed by and construed in accordance with the internal laws of the State of Florida, without giving effect to any choice of law or conflict of law rules or provisions that would cause the application of any other laws.

BY ENTERING THE SWEEPSTAKES, ENTRANT AGREES THAT TO THE EXTENT PERMITTED BY APPLICABLE LAW: (A) ANY AND ALL DISPUTES, CLAIMS AND CAUSES OF ACTION ARISING OUT OF OR CONNECTED WITH THE SWEEPSTAKES, OR ANY PRIZE AWARDED, WILL BE RESOLVED INDIVIDUALLY, WITHOUT RESORT TO ANY FORM OF CLASS ACTION; (B) ANY AND ALL CLAIMS, JUDGMENTS AND AWARDS WILL BE LIMITED TO ACTUAL THIRD-PARTY, OUT-OF-POCKET COSTS INCURRED (IF ANY) NOT TO EXCEED TEN DOLLARS ($10.00), BUT IN NO EVENT WILL ATTORNEYS’ FEES BE AWARDED OR RECOVERABLE; (C) UNDER NO CIRCUMSTANCES WILL ANY ENTRANT BE PERMITTED TO OBTAIN ANY AWARD FOR, AND ENTRANT HEREBY KNOWINGLY AND EXPRESSLY WAIVES ALL RIGHTS TO SEEK, PUNITIVE, INCIDENTAL, CONSEQUENTIAL OR SPECIAL DAMAGES, LOST PROFITS AND/OR ANY OTHER DAMAGES, OTHER THAN ACTUAL OUT OF POCKET EXPENSES NOT TO EXCEED TEN DOLLARS ($10.00), AND/OR ANY RIGHTS TO HAVE DAMAGES MULTIPLIED OR OTHERWISE INCREASED; AND (D) ENTRANTS’ REMEDIES ARE LIMITED TO A CLAIM FOR MONEY DAMAGES (IF ANY) AND ENTRANT IRREVOCABLY WAIVES ANY RIGHT TO SEEK INJUNCTIVE OR EQUITABLE RELIEF.  SOME JURISDICTIONS DO NOT ALLOW THE LIMITATIONS OR EXCLUSION OF LIABILITY, SO THE ABOVE MAY NOT APPLY TO YOU.

DISPUTES:  The parties hereto each agree to finally settle all disputes only through arbitration; provided, however, the Released Parties shall be entitled to seek injunctive or equitable relief in the state and federal courts in Pinellas County, Florida, and any other court with jurisdiction over the parties. In arbitration, there is no judge or jury and review is limited. The arbitrator’s decision and award are final and binding, with limited exceptions, and judgment on the award may be entered in any court with jurisdiction. The parties agree that, except as set forth above, any claim, suit, action or proceeding arising out of or relating to this Sweepstakes shall be resolved solely by binding arbitration before a sole arbitrator under the streamlined Arbitration Rules Procedures of JAMS Inc. (“JAMS”) or any successor to JAMS. In the event JAMS is unwilling or unable to set a hearing date within fourteen (14) days of the filing of a “Demand for Arbitration”, then either party can elect to have the arbitration administered by the American Arbitration Association (“AAA”) or any other mutually agreeable arbitration administration service. If an in-person hearing is required, then it will take place in Pinellas County, Florida. The federal or state law that applies to these Official Rules will also apply during the arbitration. Disputes will be arbitrated only on an individual basis and will not be consolidated with any other proceedings that involve any claims or controversy of another party, including any class actions; provided, however, if for any reason any court or arbitrator holds that this restriction is unconscionable or unenforceable, then the agreement to arbitrate doesn’t apply and the dispute must be brought in a court of competent jurisdiction in Pinellas County, Florida. Sponsor agrees to pay the administrative and arbitrator’s fees in order to conduct the arbitration (but specifically excluding any travel or other costs of entrant to attend the arbitration hearing). Either party may, notwithstanding this provision, bring qualifying claims in small claims court.
PRIVACY: Personal information collected from entrants are subject to the Sponsor’s Privacy Policy, which can be found at https://www.scorecardrewards.com/#/privacy.

OFFICIAL RULES REQUEST: To request a copy of the Official Rules, see https://hq.scorecardrewards.com/ThanksAMillionSweeps or send a self-addressed, stamped envelope by December 10, 2021, to: Thanks A Million Scorecard Rewards Suncoast Credit Union Member Cardholder Sweepstakes Official Rules Request, PO Box 654, Social Circle, GA 30025-0654.

WINNER CONFIRMATION REQUEST: For a written confirmation of the winner (available after December 10, 2021), send a stamped, self-addressed envelope (no later than January 7, 2022), to: Thanks A Million Scorecard Rewards Suncoast Credit Union Member Cardholder Sweepstakes Winner Confirmation Request, PO Box 654, Social Circle, GA 30025-0654.

SPONSOR: Fidelity Information Services, LLC., 11601 Roosevelt Boulevard, TA-60, St. Petersburg, Florida 33716.

SWEEPSTAKES ADMINISTRATOR: US Sweepstakes & Fulfillment Company, 625 Panorama Trail, Suite 2100, Rochester, NY 14625. 1-800-621-6044.

Void outside the US, in Puerto Rico, Guam, the U.S. Virgin Islands and wherever else prohibited by law.